Here to help your business thrive
The experienced team at BANK19, led by Ernesto Salazar, takes the time to understand your business and create customized terms designed around your unique goals and needs, backed by responsive service and local expertise.
Ernesto Salazar, Market President for the Texas Panhandle
With more than 35 years in financial services, Ernesto brings deep industry knowledge and proven leadership to BANK19 as Market President for the Texas Panhandle.
He has held senior leadership roles throughout the southwestern United States, working across nearly every facet of banking with expertise in agriculture, commercial acquisitions, commercial and residential real estate, hospitality, and vertical construction and development lending. This breadth of experience allows him to guide customers of all types and sizes through even the most complex financial decisions.
Ernesto’s commitment to the Texas Panhandle goes well beyond banking. He’s also deeply invested in the community’s growth, staying active with the Will Rogers Range Riders, Texas Panhandle Builders Association, Texas Bankers Association, Texas Cattle Feeders Association, Amarillo Association of Realtors, and the Amarillo Chamber of Commerce, among others.
Ernesto welcomes the chance to build relationships with customers, partners, and community leaders. Stop by our Amarillo office; he’d love to say hello.
Loan Programs
BANK19 provides competitive rates across a wide range of business financing needs, agriculture and commercial lending, backed by prompt local decision-making and personalized service from application to close.
Agriculture Lending
We offer loans for a wide range of agribusiness needs, including:
- Livestock
- Feed and seed
- Equipment
- Rolling stock
- Feed stock
- Real estate
- Operating lines of credit
Commercial Lending
We also offer loans for a variety of business needs, such as:
- Owner and non-occupied real estate investment properties
- Construction and construction-to-permanent financing
- Land development
- Equipment financing
- Vehicle and fleet financing
- Business acquisition
- Revolving lines of credit
- Letters of credit
The BANK19 Difference
Lending Expertise
Our team is built for agriculture and commercial lending, providing unmatched expertise and a streamlined process designed around your needs.
Local Decision-Making
Our lending experts rely on decades of financial experience for every decision, with a priority on building strong relationships with our clients based on guidance, responsiveness, and local insights that national lenders can’t match.
Timely and Efficient Approvals
Our streamlined approval process delivers decisions quickly, so your business can keep growing without unnecessary delays.
Face-to-Face Communication
By meeting face-to-face, we build trust and clarity which helps to keep the approval process moving forward. Of course, we’re always available to answer your questions virtually or by phone as well.